Before I go any further, yes, it's been a while since I last posted here on my site. There's been a lot going on in my personal life in the past year and let's face it; I'm not going to post stuff just for the sake of posting. That being said, I'm going to try and make a concerted effort to be more active here. Yes, I've said it before, so who knows what will happen…

Now,  I came across what I initially thought was a joke while reading through some feeds I routinely keep up with. It turns out that in Scott Adam's book "Dilbert and the Way of the Weasels.", there's a simple 9-point plan puts in very simple words how to manage your financial freedom. Paul Farrell, of Marketwatch had this to say about the small blurb:

Adams boldly states that this is "everything you need to know about personal investing." In just 129 words, nine simple points, one page you have the unabridged "Unified Theory of Everything Financial." That's it. Everything!

 Here are the 9-points:

1. Make a will
2. Pay off your credit cards
3. Get term life insurance if you have a family to support
4. Fund your 401k to the maximum
5. Fund your IRA to the maximum
6. Buy a house if you want to live in a house and can afford it
7. Put six months worth of expenses in a money-market account
8. Take whatever money is left over and invest 70% in a stock index fund and 30% in a bond fund through any discount broker and never touch it until retirement
9. If any of this confuses you, or you have something special going on (retirement, college planning, tax issues), hire a fee-based financial planner, not one who charges a percentage of your portfolio

There you have it. That's all you need to do! You can read the Marketwatch article at http://www.marketwatch.com/News/Story…